Golf insurance information from Rubber Ring

Personal

If you’re an avid golfer, chances are you’ve invested in a set of clubs, a stylish bag, and maybe even a high-tech rangefinder. But have you thought about how you’d replace them if they were stolen, lost, or damaged? Many golfers assume their home insurance is enough—but that’s not always the case.


The Problem with Home Insurance for Golfers

While home insurance may offer some level of protection, it often comes with limitations that can leave you underinsured:

Limited Equipment Cover – Most home insurance policies only cover items inside your home. That means if your clubs are stolen from your car or locker, you may not be covered.

High Excess Fees – Many home insurance claims come with excess charges of £200+, making it expensive to replace lost or damaged clubs.

Single-Item Limits – Even if your clubs are covered, some policies have low single-item limits, meaning you may only be able to claim a fraction of their value.

No Personal Liability Cover – If you accidentally injure someone on the course or damage property, home insurance won’t cover you—leaving you exposed to costly legal claims.


Specialist Golf Insurance: Full Protection for Golfers

A dedicated golf insurance policy from Rubber Ring Golf Insurance provides comprehensive protection specifically designed for golfers. Here’s what makes it essential:

Full Equipment Cover (Up to £7,500) – Your clubs, bag, trolley, and accessories are covered at home, on the course, and in transit.

£5 Million Personal Liability – Protects you against legal costs if you accidentally injure someone or damage property.

Worldwide Cover – Play with confidence abroad, knowing your clubs and liability are covered for up to 120 days per year.

New-for-Old Replacement – We replace damaged or stolen clubs with brand-new ones, regardless of age.

Hole-in-One Cover – If you hit a hole-in-one, we’ll cover up to £200 of bar costs—so you can celebrate without the financial headache.


Home insurance may offer some protection, but it doesn’t provide the full coverage golfers need. For peace of mind, whether you're playing locally or abroad, Rubber Ring Golf Insurance ensures you and your gear are fully protected—on and off the course.

Get a quote today and play with confidence!

Do You Need Golf Insurance? Why Home Insurance Falls Short

For many golfers, playing on some of the world's most iconic courses is a dream come true. Whether you’re teeing off in sunny Spain, tackling the Scottish links, or testing your skills in the Algarve, golf insurance is just as important as your passport.


Why Standard Travel Insurance Isn’t Enough

With Rubber Ring Golf Insurance, you get comprehensive worldwide coverage for up to 120 days per year—so you can focus on perfecting your swing, not worrying about what-ifs.

Golf Equipment Cover – Up to £7,500 of protection for your clubs, bag, trolley, GPS devices, and even single-seater buggies. Whether lost, stolen, or damaged, we’ll ensure you’re back on the course quickly.

Worldwide Personal Liability – Up to £5 million in cover if you accidentally injure someone or damage property while playing abroad. Many golf clubs now require proof of liability insurance before you tee off—our policy ensures you're covered.

New-for-Old Equipment Replacement – If your clubs are stolen or beyond repair, we replace them with brand-new ones, no matter their age.

Hole-in-One Cover – If you hit a hole-in-one while playing abroad, we’ll cover up to £200 towards the traditional bar bill.

Personal Accident Cover (Optional Add-On) – If you're injured on the course and need medical treatment or suffer a serious accident, you can add personal accident cover up to £50,000.


If you’re planning a golf trip abroad, don’t leave your clubs—or your finances—unprotected. Rubber Ring Golf Insurance gives you peace of mind worldwide, so you can focus on your game, wherever you tee off.