If you’re an avid golfer, chances are you’ve invested in a set of clubs, a stylish bag, and maybe even a high-tech rangefinder. But have you thought about how you’d replace them if they were stolen, lost, or damaged? Many golfers assume their home insurance is enough—but that’s not always the case.
The Problem with Home Insurance for Golfers
While home insurance may offer some level of protection, it often comes with limitations that can leave you underinsured:
- Limited Equipment Cover – Most home insurance policies only cover items inside your home. That means if your clubs are stolen from your car or locker, you may not be covered.
- High Excess Fees – Many home insurance claims come with excess charges of £200+, making it expensive to replace lost or damaged clubs.
- Single-Item Limits – Even if your clubs are covered, some policies have low single-item limits, meaning you may only be able to claim a fraction of their value.
- No Personal Liability Cover – If you accidentally injure someone on the course or damage property, home insurance won’t cover you—leaving you exposed to costly legal claims.
Specialist Golf Insurance: Full Protection for Golfers
A dedicated golf insurance policy from Rubber Ring Golf Insurance provides comprehensive protection specifically designed for golfers. Here’s what makes it essential:
- Full Equipment Cover (Up to £7,500) – Your clubs, bag, trolley, and accessories are covered at home, on the course, and in transit.
- £5 Million Personal Liability – Protects you against legal costs if you accidentally injure someone or damage property.
- Worldwide Cover – Play with confidence abroad, knowing your clubs and liability are covered for up to 120 days per year.
- New-for-Old Replacement – We replace damaged or stolen clubs with brand-new ones, regardless of age.
- Hole-in-One Cover – If you hit a hole-in-one, we’ll cover up to £200 of bar costs—so you can celebrate without the financial headache.
The Verdict: Golf Insurance is Essential
Home insurance may offer some protection, but it doesn’t provide the full coverage golfers need. For peace of mind, whether you're playing locally or abroad, Rubber Ring Golf Insurance ensures you and your gear are fully protected—on and off the course.
Get a quote today and play with confidence!