STUDENT INSURANCE

Your Study Safety Net

Things like your phone, laptop, furniture and other personal belongings are insured against accidental damage, theft and loss; including when you take your stuff out of the home.

Price is for contents cover of £1,000.

Choose up to £5,000 contents cover. Excess is £100.

This student contents insurance is underwritten by Aviva

STUDENTS INSURANCE

Why do you need students contents insurance?

Get your stuff insured because...

Bad guys steal them. Did you know that on average in the UK, a laptop is stolen every 53 seconds! (Gartner Research)

Clumsy folks accidentally spill, knock or break stuff! It happens, and we will cover the cost of genuine accidental damage (optional add-on).

Flames, water or nature can suddenly destroy your stuff. It can be a nightmare but we will be there for you.

Bad guys steal them. Did you know that on average in the UK, a laptop is stolen every 53 seconds! (Gartner Research)

What’s covered

Rubber Ring can cover you for up to £5,000 worth of contents & belongings

Student Contents Insurance is designed to cover your stuff in case something happens, whether that’s in your home or when you’re out and about. Phones, jewellery, bikes, your sofa can all be covered under Contents Insurance as long as it isn’t a structural part of your home.

Cover Highlights...

Everything you own inside your home is considered as Contents & Personal Possessions; things like TVs, books, phones, jewellery, bikes, furniture. Anything that stays in place is considered part of the building (like the flooring or the kitchen sink) is not covered on Contents Insurance.

Total up the approximate value of all the items in your home and select the right amount of cover for you, right up to £5,000. This amount of cover you choose is what's called the Contents Sum Insured.
The limit for any one item being £1,500 within the home, unless otherwise stated in your Schedule.

This covers personal items like electronics, bikes and jewellery that you take out of the home on a frequent basis against theft, accidental damage or accidental loss anywhere in the United Kingdom, and up to 60 days per year worldwide.

This covers your liability as a private individual and as occupier of the home for bodily injury or property damage caused to another person or property.

Tenants Liability Insurance covers your landlord’s stuff that your tenancy agreement says you are liable for. It can help protect your deposit if you accidentally damage your landlord’s fixtures, fittings or furniture.

It can also pay for accidental damage to fixed glass in windows and to doors, fanlights, skylights, splashbacks, fixed sanitary water and underground services to your home which you are legally responsible for as a tenant.

This will cover your music equipment whilst out of the home up to £1,000.
The maximum we can pay in a claim for one individual piece of musical equipment is £500.

Pedal Bikes are covered in the home as standard up to £750. You then have the option to cover them for up to £500 out of the home too.

Get the full lowdown on what’s covered and what’s not covered in the Insurance Product Information Document

Tenants Liability

Tenants Liability cover is included as standard on our Contents Insurance policies

Who’s it for

Cover designed just for Students

Cover designed just for Students

Rubber Ring’s Students Contents Insurance covers your stuff whether you’re living in shared accommodation or alone. Not only that but it covers your landlord's stuff inside the property which your tenancy agreement will say you are liable for.

Plus, you can even protect the stuff you usually carry around, like your laptop and phone by adding Out of Home Cover to your Contents Insurance.

Making a claim is the most important journey you will have with us.

Log your claim instantly from your Rubber Ring Account. Show us any damage with video and pictures immediately through you phone and tell us what happened. All data is sent automatically to our claims team who assess the information and will call you with the next steps.

Documents